BancFirst Corporation filed its quarterly report on Form 10-Q with the SEC on August 7, 2026, covering the period ended June 30, 2026, disclosing balance sheet growth, increased net income, and key income statement details for the three and six months ended June 30, 2026.

Key Highlights

  • Total assets reached $15.08 billion as of June 30, 2026, up from $14.84 billion at December 31, 2025, according to the filing.
  • Net income for Q2 2026 was $66.687 million, compared to $62.347 million in Q2 2025, as reported in the consolidated statements of comprehensive income.
  • Diluted earnings per share were $1.96 for the three months ended June 30, 2026, versus $1.85 for the same period in 2025.
  • Net interest income for the second quarter was $133.536 million, up from $121.256 million in Q2 2025.
  • Total deposits were $12.83 billion at June 30, 2026, compared to $12.67 billion at December 31, 2025.
  • Common stock dividends of $0.49 per share were paid in Q2 2026, versus $0.46 per share in Q2 2025.
  • Shares outstanding totaled 33,598,745 as of July 31, 2026, per the cover page of the filing.

BancFirst Q2 2026: Income Growth, Balance Sheet Expansion, and Credit Loss Provisions

According to the Form 10-Q filed by BancFirst Corporation (NASDAQ: BANF), the Oklahoma City-based bank holding company reported net income of $66.687 million for the three months ended June 30, 2026, compared to $62.347 million for the same quarter in 2025. For the six months ended June 30, 2026, net income was $129.682 million, up from $118.459 million in the first half of 2025. Basic earnings per share for the six-month period were $3.86, compared to $3.56 in the prior-year period, while diluted earnings per share were $3.81 versus $3.51.

The filing disclosed that total interest income for the second quarter of 2026 was $195.382 million, compared to $188.427 million in Q2 2025, driven primarily by loan interest income of $147.873 million. Total interest expense declined to $61.846 million in Q2 2026 from $67.171 million in Q2 2025, with deposit interest expense falling to $60.514 million from $66.089 million. Total provision for credit losses was $4.879 million for Q2 2026, up from $1.387 million in Q2 2025. The allowance for credit losses stood at $107.810 million as of June 30, 2026, compared to $104.299 million at December 31, 2025.

On the balance sheet, the company reported loans held for investment, net of unearned interest, of $8.645 billion, and total stockholders' equity of $1.957 billion as of June 30, 2026. Noninterest income for the three months ended June 30, 2026, totaled $53.949 million, compared to $48.048 million in Q2 2025. Total noninterest expense for Q2 2026 was $97.531 million, versus $88.199 million in Q2 2025, with salaries and employee benefits representing the largest component at $60.306 million.

What Was Disclosed

BancFirst Corporation's 10-Q for the quarter ended June 30, 2026, disclosed consolidated financial statements including balance sheets, income statements, and cash flow statements, along with share count, dividend, and credit loss data for the period.