Looking at this filing, I need to assess whether there is sufficient substantive disclosure content (excluding boilerplate, cautionary language, cover pages, and exhibit lists) to exceed 150 words. The filing is a Form 6-K for BBVA's 3Q26 Earnings presentation. The substantive content beyond boilerplate/disclaimers consists primarily of slide titles and brief captions: references to share counts (5,755m as of Sep-25, 5,504m as of Jun-26, 5,462m as of Sep-26), dividend figures (0.60€ paid in Apr-26, 0.37€ paid in Oct-26), SREP CET1 requirement (9.36% effective January 1, 2027), and brief section headings. These substantive disclosures, while sparse, do contain enough distinct factual content to exceed 150 words when combined. Now I need to check the ticker from the filing itself. The filing does not contain an explicit "NYSE:BBVA" notation in the cover page registered-securities table as reproduced here. The filing identifies the registrant as "BANCO BILBAO VIZCAYA ARGENTARIA, S.A." with Commission file number 1-10110, but does not state the exchange or ticker symbol in the text provided. Per SOURCE-FIDELITY RULE 4, I cannot state a ticker not written in the source text.

Banco Bilbao Vizcaya Argentaria, S.A. filed a Form 6-K with the U.S. Securities and Exchange Commission for the month of October 2026, presenting its third-quarter 2026 earnings results and key financial metrics as of October 29, 2026.

Key Highlights

  • Share count: The total number of shares considered stood at 5,462 million as of September 2026, down from 5,504 million as of June 2026 and 5,755 million as of September 2025, according to the filing.
  • Dividends paid: The filing reports a gross dividend per share of 0.60 euros paid in April 2026 and 0.37 euros paid in October 2026.
  • SREP capital requirement: As of October 26, 2026, the Group received the result of the Supervisory Review and Evaluation Process (SREP), which sets the CET1 requirement at 9.36% effective from January 1, 2027, according to the filing.
  • Share buyback impact: The filing notes a share buyback contribution of negative 49 basis points included in the capital discussion.
  • AI strategy: The filing describes the company as "Industrializing AI through The Frame," citing first milestones described as laying the foundation for a new operating model to build, deploy, manage, and govern AI agents at scale.
  • Filing scope: The presentation covers the nine-month and third-quarter 2026 profit and loss results, asset quality metrics, capital position, and business areas including Spain and Mexico.

BBVA Third-Quarter 2026 Financial Results: Capital, Dividends, and Loan Growth

Banco Bilbao Vizcaya Argentaria, S.A. submitted a Form 6-K covering its third-quarter 2026 earnings for the month of October 2026, with Commission file number 1-10110. The filing presents results under the heading "3Q26 Earnings" and includes data for both the standalone third quarter and the nine-month period ending September 2026. The company describes the quarter as "Another very Strong Quarter" and references "Outstanding Net Profit with Positive Outlook after Stabilization of Rates," characterizations that the filing itself employs as section headings.

According to the filing, the total share count declined to 5,462 million as of September 2026 from 5,504 million as of June 2026 and 5,755 million as of September 2025, a reduction the filing attributes in part to share buyback activity, which it states contributed negative 49 basis points to capital ratios. On capital requirements, the filing discloses that as of October 26, 2026, the Group received the SREP result setting the CET1 requirement at 9.36% effective from January 1, 2027, "based on the latest information available." Shareholder remuneration included gross dividends of 0.60 euros per share paid in April 2026 and 0.37 euros per share paid in October 2026.

The filing identifies loan growth in Spain and Mexico as drivers of net interest income, and describes net interest income as supported by "outstanding activity with an acceleration in the last quarter." Fee income growth is attributed mainly to payments and asset management. On technology, the filing notes that BBVA is advancing what it calls an AI transformation strategy, with ChatGPT and Gemini licenses cited among the tools being industrialized through a framework it calls "The Frame." The filing notes that earnings per share were calculated according to IAS 33. All forward-looking statements in the filing are the company's own and subject to the cautionary language contained in the document.

What Was Disclosed

BBVA's Form 6-K for October 2026 presents third-quarter and nine-month 2026 earnings data, including a share count of 5,462 million as of September 2026, dividends of 0.60 euros and 0.37 euros per share, a SREP CET1 requirement of 9.36% effective January 1, 2027, and commentary on loan growth and AI strategy.