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Columbia Banking System Inc

Company price
30.72 USD -0.32 ( 1.03%)
Last update at 2026-10-28T20:00:00Z
VOLUME
2682817
Market Cap
8597.57M
P/E
12.93

Momentum Score

…

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.

Source: TradingView
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Day Price Range
30.45
Low
31.23
High
52 Week Price Range
20.77
Low
32.30
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Columbia Banking System is a regional commercial bank in the Pacific Northwest offering deposits, commercial and consumer loans, mortgage services and treasury solutions to individuals and businesses. Long-term growth may be supported by regional economic expansion, mortgage origination and selective branch or acquisition-led footprint growth, and the locally focused franchise and diversified deposit base could support steadier earnings.
Material risks include sensitivity to interest rates and margin compression, credit losses tied to commercial real estate and regional downturns, and competitive and regulatory pressures that could weaken capital and earnings.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
31.04
Dividend Yield
4.89%
Revenue TTM
2151.00M
Revenue Per Share
9.04
Gross Profit TTM
2151.00M
Debt / Equity
0.51
ROE
8.49%
Net Debt
3497.00M
ROCE
1.18%
Diluted EPS TTM
2.25

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 728.31M 718.75M 471.20M 450.58M 558.16M
Net income 550.03M 533.67M 348.71M 336.75M 420.30M
Selling general administrative 696.29M 630.41M 605.76M 455.19M 490.06M
Selling and marketing expenses 10.20M 11.04M 11.40M 6.54M 7.38M
Gross profit 2174.43M 1823.44M 2539.33M 547.56M 1275.96M
Reconciled depreciation 141.00M 149.87M 109.15M 8.70M 7.99M
Ebit 751.31M 718.75M 471.20M 386.21M 558.16M
Ebitda 895.31M 868.62M 471.20M 390.31M 562.68M
Depreciation and amortization 144.00M 149.87M 111.30M 4.09M 4.52M
Operating income 751.31M 718.75M 471.20M 386.21M 558.16M
Other operating expenses 2462.46M 2247.46M 2068.13M 24.54M -717.80M
Interest expense 912.49M 1036.84M 746.16M 78.00M 42.40M
Tax provision 178.00M 185.07M 118.41M 67.47M 53.69M
Interest income 2903.00M 2743.28M 2191.52M 646.48M 536.07M
Net interest income 1990.00M 1706.44M 1636.60M 622.84M 527.52M
Income tax expense 178.28M 185.07M 122.48M 113.83M 137.86M
Total revenue 3213.77M 2966.21M 2539.33M 547.56M 1275.96M
Total operating expenses 1423.12M 1104.69M -2068.13M 24.54M -717.80M
Cost of revenue 1039.34M 1142.76M 203.93M - -
Total other income expense net -23.00M -2025.45M 471.20M 64.36M -42.40M
Net income from continuing ops 550.00M 533.67M 338.15M 250.18M 202.82M
Net income applicable to common shares - - - 250.18M 202.82M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 67218.00M 51576.40M 52173.60M 31848.64M 30640.94M
Intangible assets 712.00M 592.61M 712.92M 189.76M 132.46M
Other current assets - - 2196.63M -29.28M 5050.89M
Total liab 59378.00M 46458.17M 47178.56M 29368.81M 487.23M
Total stockholder equity 7840.00M 5118.22M 4995.03M 2479.83M 2749.27M
Other current liab 45195.00M 41720.73M 32625.34M 16711.45M 18010.12M
Common stock 8099.00M 5817.46M 5802.75M 3450.49M 3444.85M
Capital stock 8099.00M 5817.46M 5802.75M 1944.47M 1930.19M
Retained earnings -26.00M -237.25M -467.57M -543.80M -697.34M
Other liab - - - 313.91M 232.79M
Good will 1482.00M 1029.23M 1029.23M 823.17M 823.17M
Other assets 63705.00M 48621.22M - 19255.88M 18200.87M
Cash 511.00M 1870.56M 2162.53M 1294.64M 2761.62M
Total current liabilities 3454.00M 41957.36M 32911.31M 17665.76M 2148.33M
Net debt 3497.00M 2030.35M 2594.50M 114.68M -2278.74M
Short term debt 3454.00M 236.63M 285.98M 954.32M 2148.33M
Short long term debt total 4008.00M 3900.90M 4757.03M 1409.32M 482.88M
Other stockholder equity - - - 1873.64M 1859.35M
Property plant equipment - - - 160.58M 172.14M
Total current assets 743.00M 3742.85M 2196.63M 4945.75M 8099.73M
Long term investments 11243.00M 8354.85M 8909.17M 6637.32M 8072.75M
Net tangible assets - - - 1364.03M 1730.92M
Short term investments 370.00M 211.46M 8829.87M 3196.17M 3870.43M
Net receivables 232.00M 1660.84M 1729.51M 1706.17M 1467.68M
Long term debt 3635.00M 3538.56M 4374.34M 974.62M 27.67M
Inventory - - -1231.02M 0.20M -1411.66M
Accounts payable - - - 27065.61M 18010.12M
Accumulated other comprehensive income -233.00M -461.98M -340.14M -426.86M 1.76M
Common stock total equity - - - 1944.47M 1930.19M
Retained earnings total equity - - - 850.01M 694.23M
Treasury stock - - - -70.83M -70.83M
Non currrent assets other 1695.00M 1582.02M 45520.71M 3931.04M -4340.34M
Non current assets total 66475.00M 47833.55M 49976.96M 7647.02M 4340.34M
Capital lease obligations - 125.71M 130.58M 91.69M 95.43M
Long term debt total - - - 20.31M 20.31M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 369.00M 114.57M 4.06M -424.79M -2522.49M
Change to liabilities - - - 30.56M -30.47M
Total cashflows from investing activities 2172.00M 114.57M 501.74M -395.69M -2358.36M
Net borrowings 90.00M -850.00M 749.48M 956.15M -22.85M
Total cash from financing activities -2416.00M -1057.72M -303.69M 1001.09M 1059.99M
Change to operating activities - - - 399.76M -23.66M
Net income 550.00M 533.67M 348.71M 336.75M 420.30M
Change in cash 502.00M -284.28M 867.89M -1466.98M 188.44M
Begin period cash flow 1878.26M 2162.53M 1294.64M 2761.62M 2573.18M
End period cash flow 2380.00M 1878.26M 2162.53M 1294.64M 2761.62M
Total cash from operating activities 746.00M 658.87M 669.84M 1065.03M 662.72M
Issuance of capital stock 3.00M 0.00M 1.19M 0.05M 0.03M
Depreciation 141.00M 149.87M 144.25M 28.30M 31.50M
Other cashflows from investing activities 969.00M -332.52M -582.17M 36.31M 170.26M
Dividends paid 335.00M 300.22M 270.26M -182.27M -183.73M
Change to account receivables - - - -8.89M 4.05M
Sale purchase of stock -109.00M -5.71M -6.28M -4.16M -80.69M
Other cashflows from financing activities -2035.00M 98.22M -777.80M 1937.47M 2089.38M
Change to netincome - - - 15.12M 28.96M
Capital expenditures 40.00M 35.66M 85.55M 27.09M 15.48M
Change receivables - - - -8.89M 4.05M
Cash flows other operating - - - -35.30M 6.54M
Cash and cash equivalents changes - - - -532.97M 170.95M
Change in working capital -154.00M -40.42M -119.07M 399.76M 143.77M
Stock based compensation 33.00M 20.43M 18.07M 9.75M 10.91M
Other non cash items 122.00M -35.52M 264.98M 276.07M 15.44M
Free cash flow 706.00M 623.20M 669.84M 1037.94M 647.25M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
COLB
Columbia Banking System Inc
-0.32
1.03%
30.72 12.93 9.73 4.00 1.10 5.32
DBSDY
DBS Group Holdings Ltd ADR
0.20
0.09%
231.02 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
-0.36
1.07%
33.16 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-
-%
84.14 11.53 10.27 5.72 1.83 8.22

Profile*

Columbia Banking System Inc

Columbia Banking System, Inc. operates as the bank holding company for Columbia Bank that provides banking, private banking, mortgage, and other financial services in the United States. The company offers deposit products, including business, non-interest-bearing checking, interest-bearing checking and savings, money market, insured cash sweep and other investment sweep solutions, and certificates of deposit. It also provides commercial lending products, such as commercial lines of credit and term loans, accounts receivable and inventory financing, international trade finance, commercial property loans, multifamily loans, equipment loans, commercial equipment leases, real estate construction loans, permanent financing, small business administration program financing, and capital markets services. In addition, the company offers wealth management, comprising financial planning, investment, trust, insurance, and private banking solutions, as well as treasury management, which includes digital and mobile banking solutions, ACH, wires, positive pay, remote deposit capture, integrated payments, integrated receivables, lockbox, cash vault, real-time payments, commercial card, foreign exchange, trade and supply chain finance, international banking related products, and merchant services. Further, it provides residential real estate loans and consumer loans. The company serves corporate, institutional, small business, and individual customers in the United States. Columbia Banking System, Inc. was founded in 1953 and is based in Tacoma, Washington.

1301 A Street, Tacoma, WA, United States, 98402-4200

253 305 1900

6005

Name Title Year Born
Mr. Clint E. Stein Pres, CEO & Director 1972
Mr. Aaron James Deer Exec. VP & CFO 1969
Mr. Christopher M. Merrywell COO & Exec. VP 1966
Mr. Eric J. Eid Exec. VP and Chief Digital & Technology Officer 1957
Mr. Andrew L. McDonald Exec. VP & Chief Credit Officer 1960
Mr. Brock M. Lakely Sr. VP & Chief Accounting Officer NA
Jason Hester Sr. VP and Chief Innovation & Information Officer NA
Amy L. N. Betts Head of Investor Relations NA
Ms. Kumi Yamamoto Baruffi Exec. VP, Gen. Counsel & Corp. Sec. 1971
Mr. David Moore Devine Exec. VP and Chief Marketing & Experience Officer 1978

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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