Image source: © 2025 Krish Capital Pty.Ltd

Highlights

  • LCNB reported a 15.3% YoY increase in net interest income to USD 17.5 million in Q2FY25
  • LCNB posted a 538.9% YoY surge in net income to USD 5.9 million during the period.
  • LCNB declared USD 0.22 per share dividends for Q1 and Q2 FY25, payable on March 17 and June 16, 2025.

LCNB Corp. (NASDAQ: LCNB) is a financial holding company operating through its subsidiary, LCNB National Bank, which serves Southwest and South-Central Ohio and parts of Kentucky via 36+ branches, offering a full range of loan products, including commercial, residential real estate, agricultural, construction, consumer, and SBA loans.

In the second quarter of the financial year 2025 (Q2FY25), the company’s net interest income increased by 15.3% YoY to USD 17.5 million, primarily due to a decline in interest expenses. Net income surged by 538.9% YoY to USD 5.9 million, driven by higher non-interest income and increased net interest income. Cash and cash equivalents rose by 39.3% YoY to USD 49.8 million, supported by cash inflows from operating and financing activities, partially offset by outflows from investing activities.

Recent Business Update

LCNB had declared a first-quarter 2025 cash dividend of USD 0.22 per share, which was paid on March 17, 2025, to shareholders of record as of March 3, 2025. The company announced a second-quarter 2025 cash dividend of USD 0.22 per common share, which was paid  on June 16, 2025, to shareholders of record as of June 2, 2025.

Top 10 Shareholders

The top 10 shareholders collectively hold approximately 27.12% of the company’s total shareholding, with The Vanguard Group, Inc. and BlackRock Institutional Trust Company, N.A. being the largest individual shareholders, owning around 4.93% and 4.91%, respectively.

Stock Information

The stock has recorded an increase of approximately 7.19 % over the past month and around 4.05% over the past six months. Moreover, it is trading above the average of its 52-week high price of USD 17.92 and 52-week low price of USD 13.24, with a closing price of USD 15.65  on July 23, 2025.

Note 1: Past performance is not a reliable indicator of future performance.
Note 2: The reference data for all price data, currency, technical indicators, support, and resistance levels is  July 23 2025. The reference data in this report has been partly sourced from EODHD/Others.

 Technical Indicators Defined

Support: A level at which the stock prices tend to find support if they are falling, and a downtrend may take a pause backed by demand or buying interest. Support 1 refers to the nearby support level for the stock and if the price breaches the level, then Support 2 may act as the crucial support level for the stock.

Resistance: A level at which the stock prices tend to find resistance when they are rising, and an uptrend may take a pause due to profit booking or selling interest. Resistance 1 refers to the nearby resistance level for the stock and if the price surpasses the level, then Resistance 2 may act as the crucial resistance level for the stock.